Terms & Conditions

Welcome to mintbook.com, an innovative reading and digital content platform offered by K-Nomics Techno Solutions Private Limited, a company incorporated under the Indian Company’s Act.

User Agreement

You (the user) can access mintbook.com (the "Site"), subject to the terms and conditions of use, as changed/updated from time to time entirely at the discretion of mintbook.com as set out below. The term of this Agreement shall continue and would be in force till the time you access this site & its services and you agree that you are bound by the terms as mentioned herein. You agree to receive the messages and newsletters from mintbook.com, containing news, updates, and promotions. You can withdraw your consent at any time by an unsubscribing link contained in each email. Nothing in these Terms of Service should be construed to confer any rights on you or any third party beneficiaries.

Eligibility and registration

You must be 18 years or older to use mintbook.com services. By registering for the mintbook.com services, you represent, and warrant that you are 18 years or older and that you have the capacity to understand, agree to and comply with these Terms of Service.

Changes to Terms and Conditions

We reserve the right to add to or change/modify the terms of this Agreement including but not limited to suspend/cancel, or discontinue any or all service at any time without notice, make modifications and alterations in any or all of the content, products, and services contained on the site without prior notice. Such changes will be posted to mintbook.com for your convenience to understand your responsibility as a user. You are responsible for regularly reviewing these Terms of Service so that you will be apprised of any changes. You will be deemed to have accepted such change/s if you continue to access the Site subsequent to such changes.

Information Collected

mintbook.com will only collect, store, use, and share your personal information (including email address) as it is defined by our Privacy Policy and as regulated by Indian laws. Information collected in the Site is stored and used to enhance the user benefits and as well as to notify you when new/enhanced products and services become available. We do not disclose the user's information (including email address) to third parties except when the user requests to utilize services from other service providers. Such information shall be disclosed to appropriate officials to comply with the statutory laws. The only information you have given us (including email address) is stored by us. We do not supplement your information with information from other companies. The exception to this would be when the library owner in mintbook.com has linked you to the services/products of mintbook.com for your usage. If you do not want to receive promotional email from us in the future, please let us know by sending an email to us or calling us in the telephone number or writing to us at the address, given in the contact us page, stating your unwillingness to receive promotional emails from us.


This Site reserves the right to charge subscription and / or membership fees and /or sale price in respect of any part, aspect of this Site & Service/s and/or product/s upon reasonable prior notice. Such notice will be appearing on the site by displaying the new/revised charges for the service/s and/or product/s as offered from time to time with or without modifications & on such display it will be presumed to be read by all users whether registered or not and no further notice would be required. The same will apply for any service/s or products, which are currently being offered without any charges, whenever made chargeable.

Refund Policy

Our focus is on complete customer satisfaction. In the event, if you are displeased with the services provided, we will refund back the money, provided the reasons are genuine and proved after investigation. Please read the fine prints of each deal before buying it, it provides all the details about the services or the product you purchase.

In case of dissatisfaction, clients have the liberty to cancel their projects and request a refund from us. Our Policy for the cancellation and refund will be as follows:

Cancellation & Refund Policy - Recurring Payment

Requests received later than 10 business days prior to the end of the current subscription period will be treated as a cancellation of services for the next service period.

For Cancellations of the order please contact us via contact us link. If paid by credit card, refunds will be issued to the original credit card provided at the time of purchase, and in case of payment gateway name payments refund will be made to the same account.

Cancellation & Refund Policy - Payment

mintbook.com does not refund any fees paid towards subscription of any of the services or products on the Website.

mintbook.com does not refund any fees paid towards subscription and/or membership and/or sale of any of the services or products on the Website. The Site shall not be responsible for any network or infrastructure non-availability or failure while providing the services under this Site. Appropriate Individual Registration, access & conduct of user and content for personal use only mintbook.com service is made available for your personal, non-commercial use only. You may not use mintbook.com service for any illegal or unauthorized purpose, including uploading illegal or unethical or .you hereby agree to abide by Indian laws and international laws and regulations, including laws regulating the export of data from the United States or your country of residence. You are solely responsible for your conduct and any data, text, information, graphics, that you submit, & post on to mintbook.com service. Other examples of illegal or unauthorized uses include, but are not limited to:

While mintbook.com prohibits such conduct on its site, you understand and agree that you nonetheless may be exposed to such misuse or blocking by other users and that you use mintbook.com service at your own risk. By using mintbook.com, you agree to the following terms in addition to any other specific terms, which shall be posted at an appropriate location of the Site. Each registration is for a single individual user. To access these services, you will be asked to enter your individual User Name, Password. Therefore, we do not permit any of the following:-

If we reasonably believe that a User Name and Password are being used/misused in any manner as clarified above we reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.

Copyright and Trademarks

Unless otherwise stated, copyright and all intellectual property rights in all material presented on the site (including but not limited to text, audio, video or graphical images), trademarks and logos appearing on this site are the property of mintbook.com or respective publisher or author or any other third party service provider and their affiliates and associates and are protected under applicable laws. Any infringement shall be vigorously defended and pursued to the fullest extent permitted by law. mintbook.com and related words, domain names, and logos are trademarks and the property of K-Nomics Techno Solutions Private Ltd. All other trademarks, product names, and company names or logos cited herein are the property of their respective owners. All digital content provided in this Site is for online reading and/or viewing and/or listening. Downloading, copying, or printing is prohibited unless specifically mentioned as downloadable content. Any violation of this is an infringement of copyrights and the user shall be responsible for consequential damages and penalties. Where mintbook.com has reasons to believe that such Digital Content or portion of such Digital Content infringes the rights of the rightful owner or any other third party rights or intellectual property or is being used without their permission, mintbook.com reserves the right to automatically remove or make unavailable the applicable Digital Content immediately. Exchange of Information, CHAT & other Community Services All information, data, text, software, graphics, video, audio, messages or other materials, whether publicly or privately transmitted/posted, is the sole responsibility of the person who posts such information, data, text, video, audio, etc. Forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the service. You as a responsible adult (18 years or above) shall be solely responsible for all content that you upload, post or otherwise transmit. mintbook.com endeavors to provide a web platform for various community interactions for persons to interact and exchange views with each other. The content posted on such services is by the general public therefore the accuracy, integrity, or quality of such content cannot be guaranteed. You understand that by using such services, you may be exposed to objectionable matter. Under no circumstances will mintbook.com be liable in any way for any content, including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted or uploaded. By using the facility of chat and other community services you agree not to upload, post, or otherwise transmit any matter or views, which are, defamatory, abusive, obscene, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable. You may also not indulge in cyber stalking, become or create a nuisance for any person/user. You may not send, submit, post, or otherwise transmit material or messages that contain a software virus or any other files that are designed to interrupt, destroy, and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of this site, or other user's ability to engage in real-time exchanges. Any transactions relating to sale/purchase of goods or services not directly offered by mintbook.com are to be settled inter-se between the parties and all warranties express or implied of any kind, regarding any matter pertaining thereto, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by this site. This site does not have any involvement in the actual transactions between the buyers and sellers in any way.


Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our Site to recognize your browser and tell us how and when pages in our Site are visited and by how many people. mintbook.com cookies do not collect personal information. Some of our business partners like advertisers and other service providers may use cookies in ww.mintbook.com on which we do not have any access or control. Proprietary Rights of mintbook.com mintbook.com reserves its right to terminate your account without any prior notice for any violation of the Terms of Use. By submitting or furnishing any personal information, data or details on or through mintbook.com service/s, you automatically grant to us non-exclusive, permission & irrevocable right to hold & store your, such personal information, data or details, and related information. Our use of your personal information is governed by our Privacy Policy. It is our policy to respond to notices of alleged infringement that comply with the Copyright Act. You shall not upload, post or otherwise make available on the Service any material protected by copyright, trademark or other proprietary rights without the express permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by copyright rests with you. You shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting or furnishing any content and or suggestions other than your personal information on or through the Site’s service/s, you automatically grant to us a worldwide, non-exclusive, permission & irrevocable right & such content & suggestions become the property of mintbook.com and you agree to grant/assign the royalty-free, perpetual right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed. All literary works in mintbook.com are the exclusive property of the publisher or its licensors and are protected by copyright and other intellectual property laws. Access to these literary works is intended for mintbook.com‘s registered users’ personal and non-commercial use. Any other use of literary works from mintbook.com is strictly prohibited. Registered Users may not modify, transmit, publish, copy, print, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, or in any way exploit, any of the content of these literary works, in whole or in part. Some of the literary works offered on the Site have been identified as being in the public domain by certain content providers. mintbook.com does not verify the accuracy of public domain designations and is not liable for any damage that may result from the downloading or other use of such literary works by you. If you do not reside in the relevant jurisdiction for which the public domain designation has been made, it is your responsibility to check the laws of your country of residence prior to downloading or accessing such literary works. e-Mail, SMS and Call Services On selection of e-mail, SMS or Call alert service you agree & grant non-exclusive, permission & irrevocable right to send communications & alerts by way of messages, calls or other formats as time-to-time decided by us on commercial expediency prudence and that your prior permission to continue or change such method is deemed to have been agreed & granted by the user. Disclaimer of Warranties and Liability All the contents of this Site are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. Any specific advice or replies to queries in any part of the Site is/are the personal opinion of such experts/consultants/authors/persons and are not subscribed to by this Site. The information from or through this site is provided on "AS IS"basis, and all warranties, expressed or implied of any kind, regarding any matter pertaining to any goods, service or channel, including without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed and excluded. mintbook.com and K-Nomics Techno Solutions Private Limited, its directors, employees, agents, representatives and its parent, affiliates and associates shall not be liable, at any time for damages (including, without limitation, damages for loss of business projects, or loss of profits) arising in contract, tort or otherwise from the use of or inability to use the Site or any of its contents, or from any act or omissions as a result of using the Site or any such contents or for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of the information contained on the site. No representations, warranties or guarantees whatsoever are made as to the accuracy, adequacy, reliability, completeness, suitability or applicability of the information to a particular situation. Certain links on the Site lead to resources located on servers maintained by third parties over whom mintbook.com has no control. You agree and understand that by visiting such sites you are beyond the mintbook.com website. mintbook.com therefore neither endorses nor offers any judgment or warranty and accepts no responsibility or liability for the authenticity/availability of any of the goods/services/or for any damage, loss or harm, direct or consequential or any violation of local or international laws that may be incurred by your visit and/or transaction/s on these sites.


mintbook.com shall have the right, but not the obligation, to monitor the content of the Service including any chat rooms and forums, to determine compliance with these Terms of Use and any operating rules established by www.mintbook.com and to comply with any law. mintbook.com shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on the Service. Without limiting the foregoing, mintbook.com shall have the right to remove any material that mintbook.com in its sole discretion, finds to be in violation of the provisions of law or Terms of use hereof. Although mintbook.com reserves the right to remove, without notice, any posting for any reason, mintbook.com has no obligation to delete submissions that you may find objectionable or offensive. Please refer to our Disclaimer


Your use of this Website is subject to our Privacy Policy. Material Submitted by Users Certain elements of the Site will contain material submitted by users (community center). mintbook.com accepts no responsibility for the content, accuracy, and conformity to applicable laws of such material. Force Majeure mintbook.com shall have no liability to you for any interruption or delay in access to the Site irrespective of the cause. Force Majeure event shall be one when there is any cessation, interruption or delay in the performance of mintbook.com’s obligations due to causes beyond its reasonable control, including but not limited to: technical, earthquake, flood, or other natural disasters, an act of God, labor controversy, civil disturbance, war (whether or not officially declared) or the inability to obtain sufficient supply of service, transportation, or other essential commodity or service required in the conduct of its business, or any change in or the adoption of any law, regulation, judgment or decree. Without limiting the foregoing, under no circumstances shall eMudhra.com be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning of your information and or data received and or stored or any of our service/s.

Indian Law

The Agreement shall be governed by the Laws of India. The Courts of law at Bangalore shall have exclusive jurisdiction over any disputes arising under this agreement.

Entire Agreement

These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. There are risks associated with utilizing the internet and short messaging system (chat) based information and research dissemination services. Users/subscribers are advised to understand that the services can fail due to failure of hardware, software, and Internet connection. While we ensure that the email/messages are delivered in time to the user/subscribers, the delivery of these emails/messages to the customer's email inbox or message center is the responsibility of the email/messenger's service provider Network. Email/messages may be delayed and/or not delivered to the user/subscriber's inbox or the chat box on certain days, owing to technical reasons that can only be addressed by the service provider, and K-Nomics Techno Solutions Private Limited, who owns mintbook.com and group companies associated with it and/or its employees cannot be held responsible for the same. mintbook.com hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the courts of Bangalore in India. If you don't agree with any of our disclaimers above please do not read the material on any of our pages. Although the access to users outside India is not denied, mintbook.com shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our site and these disclaimers, terms, and conditions at any time. I HAVE CAREFULLY READ AND UNDERSTOOD THE TERMS AND CONDITIONS MENTIONED HEREINABOVE AND HEREBY CONFIRM MY ACCEPTANCE TO THE SAME. I SHALL ADHERE TO ALL THE TERMS AND CONDITIONS MENTIONED IN THIS TERMS OF SERVICE.

Any dispute on privacy policy shall be governed under the laws of India and in the exclusive jurisdiction of the courts located at Bangalore, India.